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Unclaimed Money

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What is Unclaimed Money?

The terms "unclaimed money", "free money", "lost money" and related terms have become increasingly popular in the past few years, as more and more people have learned they are owed money. As of 2020, various agencies across the United States owe nearly $60 billion of unclaimed money to people in all 50 states.

The unclaimed money is tied up in several places, including closed checking accounts, uncashed paychecks, state-held unclaimed property, tax refunds, pensions, abandoned security deposits, and other places where one can track down free money.


The money remains available for 20 years, during such time, the entities that hold it are prohibited from using the money. You can also claim back money and property as an heir, but first, you need to discover if you or one of your family members have lost money and/or assets registered to your name.

How to Find Unclaimed Money?

Unclaimed money is divided between all states and various agencies, making it difficult to manually search for free money and assets. To make the search easier, you can use the ProPeopleSearch unclaimed money search, and track down money that belongs to you and your family.

Like with other directories on ProPeopleSearch, the free money search is quick and simple; you need to provide your full name and the state in which you want to perform the search. After you enter the data, the directory on the website will gather information from public records that are registered to your name.


Within minutes, you will find out whether you are owed money, and how much is owed to you. If you have moved around from place to place, you can perform an unclaimed money search in every state you have lived in. The ProPeopleSearch unclaimed money search directory provides unlimited searches, so you can find money and assets for you and your family members in every state.

On average, people who are owed free money receive 900$, with the amount varying from one person to the next.

Am I Owed Money?

Missing money can be owed to anyone in the country; if you have ever had a job, opened a bank account, owned a business, paid taxes, and performed monetary transactions, it is likely that you are owed money.

Unfortunately, many people are still unaware that there is money that belongs to them, causing the unclaimed money pot to continuously grow. By performing a simple online search for unclaimed money, you may discover that you are owed hundreds and even thousands of dollars. The search is quick, and within weeks, you can receive a check for money that is rightfully yours.

How to Claim Back Unclaimed Money?

Once you have discovered how much money is owed to you, you have the legal right to claim it back. Each organization and agency that hold unclaimed money and property have a different system for processing unclaimed money claims, so you will need to follow instructions to file a claim.

You can send the claim online, via email or by mail, depending on the procedure determined by the agency in question. In most cases, you will need to provide proof of identity to claim back money and assets.


Those who file a claim on behalf of a relative will be required to file estate documentation and other legal documents as required by the various agencies. In case the relative is deceased, you will also need to provide a certified copy of the death certificate and will as proof of a family connection and the validity of the claim.

Once the claim is approved, it takes approximately 120 days to receive the money/assets that are given back via a check.

Unclaimed Money Scams

People who commit fraud try to do so in various ways including unclaimed money scams. Those committing such frauds send their potential victims a notification via a postcard or an email notifying them that they are entitled to unclaimed money.

In the message, fraud victims are asked to provide personal information as confirmation of identity as well as a credit card number to pay for administrative and postage fees. Once the fraudster has the personal information and financial information, he/she can use if to perform identity theft or to run charges to the victim's account.


The Better Business Bureau (BBB) warns about unclaimed money scams, and teaches how to avoid them: according to the BBB organizations that hold unclaimed money do not contact people via email or postcard.

Also, the BBB warns not to provide personal and account information through the phone or the email. Lastly, you should never have to pay a fee to get back unclaimed money. Instead, you should perform an independent unclaimed money search and find out if you are owed money.

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